Application prep + anti-rejection
A complete bank application pack assembled from your company data and submitted to Mercury, Wise, Relay, or Brex — the bank opens the account.
The Banking Agent fills Mercury, Wise, Relay, Brex, Revolut, and WIO applications from your company data. It coaches you on the exact KYC documents each bank expects, flags rejection risks (restricted industries, founder country, business activity mismatch), drafts your source-of-funds narrative, and submits the pack to the provider with the best approval odds. The bank — not FormBridge — decides and opens the account.
Every external system the agent touches is a typed, observable MCP tool server. Rate-limited, retryable, and rate-cost attributed back to the originating AgentRun.
Asserted in CI. Deployments that exceed the p95 target fail to ship — this is how we keep unit economics honest as prompts and models evolve.
Every call routed through the platform wrapper with prompt caching on stable context blocks. Each decision recorded as an AgentRun with tools, output, cost, and latency.
Complex KYC cases, customers in bank-restricted geographies, and post-submit follow-up route to a partner banking specialist.
Opening or holding the bank account itself (the bank decides; FormBridge delivers a complete application pack). Fronting capital. Correspondent banking. Non-supported banks. Rate negotiation.
The Banking Agent meets the FormBridge autopilot contract — a defined outcome, its own tools, reproducible decisions, a published cost budget, a human escalation path, and cassette evals replayed in CI.